Apni Zameen Apna Ghar E-Portal
Apni Zameen Apna Ghar E-Portal Punjab government has taken a major step toward solving the housing crisis faced by thousands of underprivileged families in the province. Through the Apni Zameen Apna Ghar initiative, the government is offering free 3 Marla plots to families who are currently homeless, landless, and fall under a specific low-income category. To ensure fair and transparent access, the official e-portal (acag.punjab.gov.pk) has been launched, where eligible applicants can submit their applications online without needing to visit government offices.
This scheme not only offers residential land to the needy but also aims to empower families economically by providing them a chance to build their own homes. The project will be rolled out in multiple phases, with the first phase distributing 1,892 plots across 22 districts, including Lahore, Rawalpindi, Multan, Bhakkar, Faisalabad, Bahawalpur, and others.
Apni Zameen Apna Ghar Program Terms and Conditions
Purpose of the 3 Marla Plot Scheme
The core objective behind this initiative is to uplift low-income households by providing them with a piece of land where they can build a home of their own. Many families in Punjab have been living without proper housing, and some have been paying rent for decades without the ability to own property. This scheme ensures that those who meet strict eligibility criteria can now dream of owning land, without any financial burden of purchasing it.
This initiative also promotes long-term housing stability and financial security for beneficiaries. By granting legal ownership through a transparent process, the government is giving these families a solid foundation to build a better future.
Apni Zameen Apna Ghar Program Application Status Check
Who Can Apply? Eligibility Criteria Explained
To ensure that only the truly deserving benefit from this scheme, the government has outlined clear eligibility conditions. Only those who meet all of the following requirements can apply:
- Must be a permanent resident of Punjab
- Applicant must be married
- Age must be 18 years or older
- Should be registered as the head of the family in NADRA records
- Applicant must not own any house or land in Pakistan
- Family should fall under the low-income category with a poverty score below 32%
- Applicant must be a Pakistani citizen and not hold dual nationality
- Must have no history of foreign travel
- Applicant must have no criminal background
- Must not be a defaulter of any bank or financial institution
These conditions are strictly enforced to ensure transparency and to prevent misuse of the scheme by ineligible individuals.
Documents Required for Online or Manual Application
Before applying, applicants must gather all the required documentation. These documents are necessary to verify the applicant’s identity, income status, and eligibility.
- CNIC (Front and back photocopy)
- Utility bill or rental agreement as proof of residence
- Income documentation such as salary slips, bank statement, or employer’s letter
- If applicable, proof that the applicant does not own land
- Duly filled application form (available online or at district office)
It is important that the documents are clear, recent, and submitted in the correct format, whether uploading online or submitting manually.
How to Apply Online and Manual Methods
To make the process more accessible, the Punjab government has enabled two ways to apply for this housing scheme: through the official e-portal or by visiting a district office.
Online Application via E-Portal
- Go to the official website: acag.punjab.gov.pk
- Register using your CNIC number
- Fill in the online form with personal, family, and income details
- Upload required documents in correct format (PDF or image files)
- Submit the application and save your tracking number
This method is suitable for users with internet access and basic digital literacy.
Manual Application via District Office
- Visit your nearest district administration office
- Request and fill out the physical application form
- Submit photocopies of all required documents
- Staff will assist you in verifying the documents and completing submission
This method ensures that people without internet access can still benefit from the scheme.
Selection & Approval Process How Are Applicants Chosen?
Every application goes through a multi-step process to ensure fairness and eliminate fraud. The government uses data from NADRA and the Poverty Alleviation database to evaluate each submission.
Selection Process Steps:
- Document Verification: Applicant’s data is cross-checked with official databases
- Eligibility Confirmation: Applicants who meet all criteria are shortlisted
- Computerized Balloting: A fair digital draw is conducted to select final recipients
- Result Notification: Selected applicants are informed via SMS or official letter
- Plot Allotment: Legal ownership documents are issued to selected individuals
This process ensures that the plots are given to the most deserving applicants only.
Additional Support Apni Chhat Apna Ghar Housing Loans
For families who already own a plot but lack resources to construct a home, the government is also offering interest-free loans up to Rs. 1.5 million under the Apni Chhat Apna Ghar program.
Loan Features:
- Loan limit: Rs. 1.5 million
- Repayment tenure: 7 years
- Monthly installment: Rs. 14,000
- No interest or markup
This initiative allows low-income plot owners to construct a basic house with affordable monthly payments.
Contact and Support
For further information, updates, or technical support during the application process:
- Visit the official website: acag.punjab.gov.pk
- Go to your nearest district office for in-person assistance
- Use your tracking number to check application status (once portal launches)
FAQs
1. Who can apply for this scheme?
Only married, low-income residents of Punjab with no property can apply.
2. Is there any application fee?
No, the application is completely free.
3. How will I know if I’m selected?
You will be informed through SMS or official letter.
4. Can women apply for this scheme?
Yes, if they are married and listed as the family head.
5. What if I make a mistake in the form?
You may need to re-submit or visit the district office for correction.
6. When will the results be announced?
After the balloting is conducted in each phase.
Conclusion
The Apni Zameen Apna Ghar E-Portal is a gateway to a better life for many struggling families across Punjab. With fair eligibility conditions, a transparent selection process, and a user-friendly online application portal, the scheme ensures that every deserving citizen has a chance to own a piece of land and eventually a home. Whether applying online or manually, make sure you meet all the criteria and submit correct documentation to avoid delays. This initiative has the potential to change lives and eliminate homelessness from Punjab in the years to come.