Marla Plot in Apni Zameen Apna Ghar Scheme
3 Marla Plot in Apni Zameen Apna Ghar Punjab Government has launched a powerful initiative to support the housing needs of the poor through the Apni Zameen Apna Ghar Scheme. This program, introduced by Chief Minister Maryam Nawaz Sharif in May 2025, aims to reduce homelessness by offering free 3 Marla residential plots to eligible families. These plots, valued between Rs. 18 to 25 lakh, are being given to those who do not own property and belong to low-income groups.
This scheme is not only about providing land; it’s a step towards offering security, dignity, and ownership to thousands of families across Punjab. Alongside plot distribution, the government is also offering interest-free construction loans, helping beneficiaries build homes without the burden of commercial lending. The application portal is already open, and the last date to apply is May 31, 2025.
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Main Features of the 3 Marla Plot Scheme
To better understand what this scheme offers, here are the core highlights:
- Free 3 Marla residential plots worth Rs. 18–25 lakh
- Application portal active from May 1, 2025
- 2,000 plots available in 23 housing schemes
- Located across 19 districts in Punjab
- A Rs. 36 billion fund for interest-free loans
- Priority for:
- Widows
- Orphans
- Disabled individuals
- Laborers and daily wage earners
- Both online and offline application options available
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Purpose of the Scheme and CM Maryam Nawaz’s Vision
Chief Minister Maryam Nawaz Sharif has emphasized the importance of giving underprivileged citizens a chance at a better life. Through this scheme, the government is not just distributing plots; it is creating opportunities for families to own property and build a future. The initiative is an expansion of the earlier Apni Chhat Apna Ghar project and is now focused on giving actual land ownership to those who have never had a roof of their own.
In her launch speech, CM Maryam highlighted that the project is not a symbolic gesture, but a practical solution to Punjab’s housing crisis. So far, the government has completed over 2,000 houses, and more than 34,000 units are under construction. On average, 300 new homes are being initiated every day under this housing plan.
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Who is Eligible to Apply?
To ensure fairness and transparency, the government has defined strict but inclusive eligibility criteria. You can apply if:
- You are a permanent resident of Punjab
- You do not own any land or house in Pakistan
- You are registered with NSER (National Socio-Economic Registry)
- Your family income is less than Rs. 50,000 per month
Preference will be given to the following groups:
- Widows who are heads of households
- Orphans without parental support
- Disabled persons with limited resources
- Daily wage workers struggling to afford housing
These conditions aim to filter out ineligible applicants and ensure the plots go to those who truly need support.
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Plot Distribution Districts in the First Phase
In the initial phase of this scheme, plots will be allocated in five districts, chosen based on housing demand and availability of state land. The selected locations are:
- Jhelum
- Pattoki
- Mamun Kanjan
- Lodhran
- Renala Khurd
The government plans to expand to other areas in future phases, making this an evolving project that will continue to benefit more families.
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How to Apply – Step-by-Step Application Process
Online Application Process:
Applicants who wish to apply online can follow these steps:
- Go to the official website: https://azag.punjab.gov.pk
- Click on the “Apply Now” button
- Register using your Computerized National Identity Card (CNIC)
- Fill in your personal details, income information, and family size
- Upload the required documents:
- CNIC copy
- NSER registration certificate
- Income certificate
- Submit your form and save the tracking number
Offline Application Process:
Those without internet access can apply by visiting their nearest Deputy Commissioner (DC) Office. A dedicated AZAG Registration Desk has been set up at each location to guide applicants through the submission process.
All forms, whether submitted online or offline, will be verified by local authorities before approval.
Application Deadline – Act Fast
The registration process began on May 1, 2025, and the last date to apply is May 31, 2025. The government has not announced any extension. Because there are only 2,000 plots available in this phase, early applicants will have a better chance of success.
Delays may result in missing this opportunity or being considered for later phases with longer waiting times.
Loan Facility for Home Construction
To make sure families don’t just receive land but are able to build on it, the Punjab government has announced a Rs. 36 billion loan support package. This financial aid will help plot owners construct their homes with dignity and without falling into debt traps.
Loan Support Details:
- Loans will be interest-free
- Easy monthly installment plans
- Funds will be disbursed in stages based on construction progress
- Government agencies will monitor the use of funds to prevent misuse
This makes the dream of owning and building a house achievable for even the poorest families.
Program Progress and Future Expansion
Since the launch, the Apni Zameen Apna Ghar Scheme has shown rapid progress. With 2,000 homes completed and more than 34,000 houses under construction, the results speak for themselves. The government is expected to announce additional phases soon, expanding to more districts and possibly increasing the number of plots.
This consistent progress demonstrates the government’s serious commitment to solving Punjab’s housing challenges.
Conclusion
The Apni Zameen Apna Ghar Scheme is a major step forward in making housing accessible to those who need it the most. By offering free 3 Marla plots and providing interest-free loans, the Punjab Government is enabling thousands of low-income families to own land, build homes, and improve their standard of living.
If you are eligible and still haven’t applied, now is the time. Visit the official website or your nearest DC office before May 31, 2025. This opportunity could change your life and give your family a secure future.
Frequently Asked Questions
Q1: What is the Apni Zameen Apna Ghar Scheme?
A Punjab Government project offering free 3 Marla plots and interest-free loans for home construction to poor families.
Q2: Who can apply?
Residents of Punjab with no property ownership, NSER registration, and monthly income below Rs. 50,000.
Q3: What is the last date to apply?
The final date is May 31, 2025. No extension has been announced.
Q4: How can I apply online?
Visit https://azag.punjab.gov.pk, click “Apply Now,” fill out the form, and upload the required documents.
Q5: Is there any help to build the house after getting the plot?
Yes, the government is offering interest-free construction loans from a Rs. 36 billion fund.
Q6: Which areas are included in the first phase?
Plots will be distributed in Jhelum, Pattoki, Mamun Kanjan, Lodhran, and Renala Khurd.